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Mortgage Interest Run-on

What is Mortgage Interest Run on?

Mortgage Interest Run on is designed to assist home owners move from benefit into employment.

If you are a homeowner returning to work you will receive a further 4 weeks benefit providing:

you have been receiving Income Support or Jobseeker's Allowance (Income based) immediately before taking up work of 16 hours or more a week (24 hours in the case of a partner) which is expected to last at least 5 weeks; and
you have had an amount for mortgage interest included in your assessment of Income Support or Jobseeker's Allowance (Income Based) and remain liable for the payment of the loan; and
you have been continuously entitled to Income Support or Jobseeker's Allowance (Income Based) for a period of 26 weeks, without linking periods to cover breaks in entitlement. Allowances will be made for cases where a partner has become the "claimant" over the period of 26 weeks;

If you are a jobseeker on a New Deal you should also be eligible for Mortgage Interest Run-On, providing the scheme you are participating in takes you off benefit.

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How much is paid?

Mortgage Interest Run-On should be either the amount for housing costs included in the applicable amount or the Income Support/Jobseeker's Allowance (Income Based) entitlement immediately before taking up full-time work whichever is the lower amount.

How to claim

A separate claim is not needed but you should tell the office dealing with your claim as soon as you know that you are starting work.

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Other Information

If you do not understand or disagree with a decision, you can ask for an explanation and/or for the decision to be looked at again. You also have the right of appeal.

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